Consumer Information – Bethany Global University

Higher Education Opportunity Act of 2008 (HEOA), includes many disclosure and reporting requirements. A disclosure requirement is information that a postsecondary education institution is required to distribute or make available to another party, such as students or employees.

Notice of Availability of Institutional and Financial Aid Information

All institutions participating in Title IV, Higher Education Act (HEA) student financial aid programs must annually distribute to all enrolled students a notice of the availability of the information that is required to be made available to students under the Family Educational Rights and Privacy Act of 1974 . The notice must list and briefly describe the information and include a statement of the procedures required to obtain the information.

Click here to view the notice.

For information on FERPA, click here.

Student Financial Aid Information

Need-based and non-need-based federal, state, local, private, and institutional student financial assistance programs available to students, click here.
The terms and conditions of Title IV, HEA loans, click here.
The criteria for selecting recipients and for determining amount of award, click here.
Eligibility requirements and procedures for applying for:
a. Student loans, click here.
b. Scholarships, click here.
The methods and frequency of disbursement of aid;
a. Student loans, click here.
b. Scholarships, click here.
The rights and responsibilities of students receiving Title IV, HEA student financial aid, including criteria for continued student eligibility, click here.
For the Satisfactory Academic Progress policy, click here.
The terms of any loan received as part of financial aid package, sample loan repayment schedule, and the necessity for repaying loans, click here.
Enrollment in a program of study abroad approved for credit by Bethany Global University may be considered enrollment at Bethany Global for purposes of applying for federal student financial aid. You may direct any questions to the Admissions/Financial Aid Office.
Bethany Global University does not have a work study assistance program.
Exit Counseling is completed online through the US Dept. of Education. Click here to access the Federal Student Aid website. click here for more information on Exit Counseling.

To satisfy the requirements to disclose student loan information published by the Department of Financial Aid here are links to studentloans.gov and studentaid.gov

Notice of Federal Student Financial Aid Penalties for Drug Law Violations

All institutions participating in Title IV, HEA student financial aid programs must provide to each student, upon enrollment, a separate, clear, and conspicuous written notice that advises the student that a conviction for any offense, during a period of enrollment for which the student was receiving Title IV. HEA program funds, under all, federal or state law involving the possession or sale of illegal drugs will result in the loss of eligibility for any Title IV, HEA grant, loan, or work-study assistance. click here for more information.

Each institution must provide a notice in a timely manner to each student who has lost eligibility for Title IV, HEA assistance as a result of the penalties under HEA Sec. 484(r)(1). The notice must be a separate, clear, and conspicuous written notification of the loss of eligibility and must advise the student of the ways in which the student can regain eligibility.

The Admissions/Financial Aid office of BGU will provide a written notice to each student, upon enrollment. Also, BGU will send any student who has lost eligibility a notice in writing.

Privacy of Student Records – Family Education Rights and Privacy Act (FERPA)

All institutions receiving funds from any Department of Education Program must annually provide a notice to all enrolled students, through any reasonable means to inform students of their rights, about the following:

the right to review their education records, to request amendment of records, to consent to disclosures of personally identifiable information, and to file complaints with the Department of Education;
procedures for reviewing education records and requesting amendment of the records; and
if applicable, information about the institution’s policy regarding disclosures to school officials with a legitimate educational interest in the education records.

In order to disclose directory information without prior consent, an institution must provide to students a notice of directory information that includes

the types of information the institution has designated as directory information
the student’s right to refuse to allow any or all such information about the student to be designated as directory information, and the time period the student has for notifying the institution in writing.

Click here to view the FERPA policy at any time. To request a paper copy, contact the Registrar.

Gramm-Leach-Bliley Policy

The Gramm-Leach-Bliley Act (GLB) was enacted in 1999 and affects all financial institutions. Colleges and universities fall under GLB as part of financial lending and alumni processes. The GLB Financial Privacy Rule requires financial institutions to provide a privacy notice at the time the consumer relationship is established and annually thereafter. It defines the protection of non-public personal information (NPI). It also requires institutions to implement thorough administrative, technical and physical safeguards to protect against any anticipated threats or hazards to the security or integrity of such information.

Click here to view BGU’s Gramm-Leach-Bliley Policy

Privacy Policy and Notice

Privacy Notice

This Privacy Notice explains how Bethany (“we”, “us”, or “our”) collects, uses, shares, and protects personal information obtained from visitors to our website, customers, and individuals who interact with us.

Information We Collect

We may collect personal information such as:

Name
Contact information including email address and phone number
Demographic information such as postcode, preferences, and interests
Other information relevant to customer surveys and/or offers
Academic records, including grades, transcripts, and course enrollment details.
Financial information for tuition, fees, scholarships, and financial aid.
Health and medical information provided for student support services.
Employment details for faculty, staff, and administrative purposes.

We collect this information when you:

Visit our website
Make a purchase or request services
Contact us through our website, email, or phone

How We Use Your Information

We use the information we collect for the following purposes:

To provide products and services requested by you
To personalize your experience and improve our website
To send promotional emails about new products, special offers, or other information which we think you may find interesting
To contact you for market research purposes
Academic administration, including enrollment, grading, and academic support services.
Financial transactions, such as billing, tuition payments, and financial aid processing.
Communications with you regarding university events, updates, and important announcements.
Research and statistical analysis to improve our programs and services.
Compliance with legal and regulatory requirements.

Security

We are committed to ensuring that your information is secure. We have implemented suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Sharing Your Information

We do not sell, distribute, or lease your personal information to third parties unless we have your permission or are required by law to do so.

Your Rights

You have the right to:

Request access to the personal information we hold about you
Request that we correct any inaccuracies in your personal information
Request that we delete your personal information
Withdraw consent for processing where consent is required.

Changes to This Notice

We may update this Privacy Notice from time to time. Any changes will be posted on this page.

Contact Us

If you have any questions, concerns, or requests regarding your privacy or data protection please contact David Entler at Compliance@BethanyIntl.org.

Service Provider Oversight Policy

1. Purpose:

The purpose of this Service Provider Oversight Policy is to establish guidelines and procedures for the selection, monitoring, and evaluation of service providers engaged by Bethany to ensure the delivery of high-quality services in alignment with the organization’s mission and values.

2. Definitions:

– Service Provider: Any external entity or individual contracted by Bethany to provide services, including but not limited to vendors, consultants, contractors, and partners.

3. Selection of Service Providers:

– 3.1 Criteria: The selection of service providers shall be based on predetermined criteria, including expertise, reputation, cost-effectiveness, and alignment with the organization’s values and mission.

– 3.2 Procurement Process: Bethany shall follow a transparent and competitive procurement process when selecting service providers. This may include issuing requests for proposals (RFPs) or conducting a competitive bidding process.

4. Contractual Agreements:

– 4.1 Contract Development: All contractual agreements with service providers shall clearly outline the scope of work, deliverables, timelines, performance standards, and compensation terms.

– 4.2 Compliance: Service provider contracts shall include clauses requiring compliance with applicable laws, regulations, and ethical standards.

5. Monitoring and Evaluation:

– 5.1 Performance Metrics: Bethany shall establish key performance indicators (KPIs) and performance metrics for each service provider to measure the effectiveness and quality of services.

– 5.2 Regular Reviews: Regular reviews and evaluations of service providers shall be conducted to assess their performance against established metrics.

6. Communication and Reporting:

– 6.1 Communication Channels: Open and transparent communication channels shall be maintained between Bethany and its service providers.

– 6.2 Reporting: Service providers shall provide regular reports on their activities and achievements, and Bethany shall communicate relevant information to stakeholders.

7. Conflict of Interest:

– 7.1 Disclosure: Service providers shall disclose any potential conflicts of interest that may impact their ability to deliver services impartially.

– 7.2 Mitigation: Bethany shall take appropriate measures to mitigate conflicts of interest, which may include reevaluating the contractual relationship.

8. Termination and Renewal:

– 8.1 Termination: Bethany reserves the right to terminate agreements with service providers for non-compliance, inadequate performance, or other justifiable reasons.

– 8.2 Renewal: Contractual renewals shall be based on a comprehensive evaluation of the service provider’s performance.

9. Record-Keeping:

All documentation related to the selection, monitoring, and evaluation of service providers shall be maintained in an organized and secure manner.

10. Review and Amendment:

This Service Provider Oversight Policy shall be periodically reviewed and amended as necessary to ensure its effectiveness and relevance.

Approval:

This Service Provider Oversight Policy is hereby approved by the Bethany Compliance Committee on 3/27/2024.

David Entler

Information Security and Privacy Administrator

Customer Notice Procedures

Purpose:

This document outlines the procedures followed by Bethany to notify customers, and donors, about important information, updates, or changes related to our programs, services, and operations.

1. Types of Notices:

We issue notices for the following purposes:

– Program/Service Updates

– Events and Campaigns

– Policy Changes

– Emergency Notifications

– Other Important Announcements

2. Channels of Communication:

We use multiple channels to ensure effective communication:

– Email

– Website Announcements

– Social Media Platforms

– Newsletters

– Postal Mail (if applicable)

3. Timing of Notices:

– Routine updates: At least annually

– Time-sensitive information: Immediately or within 48 hours

4. Format of Notices:

– Clear and concise language

– Relevant headings and subheadings

– Use of visual aids if necessary

– Contact information for further inquiries

5. Emergency Notifications:

– For urgent matters, we prioritize timely communication through all available channels.

– Emergency contact information will be prominently displayed on our website and in communications.

– Emergency text will be sent out to students and employees when an life threatening event occurs or physical threat is present.

6. Opt-In and Opt-Out:

– Customers have the option to opt-in or opt-out of specific types of notices.

– Clear instructions on how to manage notification preferences will be provided.

7. Accessibility:

– Notices will be made accessible to all individuals, including those with disabilities.

– Alternative formats will be available upon request.

8. Feedback Mechanism:

– Customers are encouraged to provide feedback on the effectiveness and clarity of our notices.

– A designated contact person or feedback form will be available for this purpose.

9. Compliance with Regulations:

– We will comply with all relevant data protection and privacy regulations.

– Customers’ personal information will be handled with the utmost confidentiality.

10. Review and Updates:

– These procedures will be reviewed annually and updated as needed.

– Any changes to the procedures will be communicated in advance.

Contact Information:

For any inquiries or further information, please contact David Entler at David.Entler@bethanyintl.org or 952-946-4193.

Thank you for your continued support and engagement with Bethany.

Retention Policy

Purpose The purpose of this document retention policy is to establish guidelines for the retention and disposal of university records in a consistent, efficient, and compliant manner. This policy ensures that university records are managed effectively to meet legal, regulatory, operational, and historical requirements.
Scope This policy applies to all university records, regardless of format or medium, including but not limited to paper documents, electronic records, emails, and digital files.
Responsibilities
- Compliance Committee: The Compliance Committee is responsible for overseeing the implementation and enforcement of this policy, including providing guidance on record retention schedules and disposal procedures.
- University Departments and Units: Each department and unit is responsible for identifying, classifying, and managing their records in accordance with this policy.
- Employees: All employees are responsible for complying with this policy and ensuring that university records under their control are managed and retained appropriately.

Record Classification

- Vital Records: Vital records are documents essential for the university’s continued operation, including legal documents, financial records, accreditation records, and intellectual property records. Vital records must be retained indefinitely or as required by law.
- Non-Vital Records: Non-vital records are documents that are not essential for immediate operations but may be required for reference, historical, or administrative purposes. Non-vital records must be retained based on established retention schedules.

Retention Periods

- Financial Records: Retain financial records such as budgets, audits, tax records, and payroll records for a minimum of seven years or as required by law.
- Student Records: Retain student records, including transcripts, applications, and financial aid records, according to federal and state regulations, typically for a minimum of five to seven years after graduation or last attendance. Most student records that are attained during the application process are electronic and uploaded to student profiles in our SMS (Populi), which is an online, password protected secure website. Paper documents are scanned, uploaded to Populi, and then permanently housed in locked, fireproof filing cabinets in the academic office. The only physical documents that remain in a student’s file from this point forward are previous high school or college transcripts, an exiting transcript from BGU, and a photocopy of any certificate or degree earned.
- Personnel Records: Retain personnel records, including employment contracts, performance evaluations, and benefit records, for a minimum of seven years after termination of employment.
- Legal and Contracts: Retain legal documents, contracts, and agreements for a minimum of seven years after expiration or termination, or as required by specific agreements or legal mandates.
- Administrative and Operational Records: Retain administrative and operational records, such as meeting minutes, policies, and procedures, based on their relevance and historical value, typically for a minimum of three to five years.

Disposal Procedures

- Records that have met their retention period and are no longer required for legal, regulatory, or operational purposes must be disposed of securely.
- Paper records should be shredded or securely recycled to prevent unauthorized access.
- Electronic records should be permanently deleted from all systems and storage devices, and any backup copies should be securely erased.

Exceptions and Legal Holds

- In cases where legal or regulatory requirements mandate a longer retention period than specified in this policy, the longer retention period shall apply.
- If a legal hold is placed on any records due to ongoing litigation, investigations, or audits, such records must be preserved until the hold is lifted.

Training and Awareness

- The university shall provide training and awareness programs to employees regarding their responsibilities under this policy, including record classification, retention periods, and disposal procedures.

Review and Revision

- This document retention policy shall be reviewed periodically by the Compliance Committee to ensure its effectiveness, relevance, and compliance with evolving legal and regulatory requirements. Any necessary revisions shall be approved by university leadership.

Enforcement

- Failure to comply with this policy may result in disciplinary action, including but not limited to warnings, fines, or termination of employment.

Document Retention Schedule

- The university shall maintain a document retention schedule that specifies the retention periods for different categories of records, including updates as needed to reflect changes in regulations or business practices.

References

- This policy complies with relevant federal, state, and local laws and regulations, as well as industry best practices for document management and retention.

This document retention policy is effective upon approval and supersedes any previous policies or guidelines related to record retention at the university.

Filing a complaint with the Minnesota Office of Higher Education

Colleges and career schools that are licensed or registered with the Office of Higher Education are required to:

comply with Minnesota Statutes 136A.61 to 136A.833
comply with Minnesota Administrative Rules Chapter 4840 and 4880
follow their internal policies and procedures, and
use marketing materials or recruiting practices that are
not deceptive, misleading, or inaccurate.

If you did not have a good experience or believe that BGU has not met these requirements, you can file a complaint with the Office of Higher Education. As a part of the Agency’s regulatory oversight, they will investigate and respond to complaints and, if justified, take action to prevent future problems.

Click here to view the process for the Minnesota Office of Higher Education to review a complaint.

Process for Resolving Complaints Involving Students from States other than MN

Students who attend Bethany Global University but live in another state have access to an additional source for resolving complaints through the State Authorized Reciprocity Agreement
Complaints against an institution operating under SARA go first through the institution’s own procedures for resolution of grievances (please see page 13 of the Student Handbook located here.
Complaints regarding student grades or student conduct violations are governed entirely by institutional policy and the laws of the SARA institution’s home state.
If a person bringing a complaint is not satisfied with the outcome of the institutional process for handling complaints, the complaint (except for complaints about grades or student conduct violations) may be appealed, within two years of the incident about which the complaint is made, to the SARA portal entity in the home state of the institution against which the complaint has been lodged (Betsy.Talbot@state.mn.us, MN Office of Higher Education). The resolution of the complaint by the institution’s home state
While the final resolution of the complaint rests with the SARA portal entity in the home state of the institution against which the complaint has been lodged, the portal entity in the complainant’s location state may assist as needed. The final disposition of a complaint resolved by the Home State shall be communicated to the portal entity in the state where the student lived at the time of the incident leading to the complaint, if known to the institution’s Home State.
While final resolution of complaints (for purposes of adjudication of the complaint and enforcement of any resultant remedies or redress) resides in certain cases with institutions (complaints about grades or student conduct violations), or more generally with the relevant institution’s home state SARA portal entity (all other complaints), the regional compact(s) administering SARA may consider a disputed complaint as a “case file” if concerns are raised against a participating state with regard to whether that state is abiding by SARA Policies and Standards. The regional compact may review such complaints in determining whether a state under its purview is abiding by the SARA standards. Similarly, a complaint “case file” may also be reviewed by NC-SARA in considering whether a regional compact is ensuring that its member states are abiding by the SARA standards required for their participation in the agreement.
Nothing in SARA Policies and Standards precludes a state from using its laws of general application to pursue action against an institution that violates those laws.

If you have questions about this process, please contact the principal SARA contact for BGU, Jason Haché, Dean of Academic Operations, at jason.hache@bethanygu.edu.

Academic Program (Educational Program, Instructional Facilities, and Faculty)

Each school must make available to prospective and enrolled students information about the academic program of the school, including:

Current degree programs and other educational and training programs
Instructional, laboratory, and other physical plant facilities that relate to the academic program
Faculty and other instructional personnel
Any plans by the school for improving the academic program [upon determination by the school that such a plan exists]

The academic catalog contains the information on academic programs. Click here to view the catalog.

Facilities and Services Available to Students with Disabilities

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students through appropriate publications, mailings, or electronic media, information about facilities and services available to students with disabilities, including students with intellectual disabilities.

Click here to view BGU’s Disability Policy.

Click here to view BGU’s Support Animal Policy.

Student Body Diversity

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about student body diversity, including the percentage of enrolled, full-time students in the following categories: male, female, self-identified members of a major racial or ethnic group, and Federal Pell Grant recipients.

As of Fall 2023:
Headcount
Total number of undergraduate students: 177
Gender
Male: 46 (26%)
Female: 131 (74%)
Ethnicity Information
Non-resident alien: 1
Hispanic/Latino: 8
American Indian or Alaska Native: 2
Asian: 8
Black or African American: 3
Native Hawaiian or Other Pacific Islander: 0
White: 132
Two or more races: 6
Race and ethnicity unknown: 17
As of Fall 2023:
Pell Grant recipients: 76

Anti-Discrimination Statement

Bethany Global University admits students of any race, color, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin in administration of its educational policies, admissions policies, scholarship and loan programs and athletic and other school administered programs.

Price of Attendance

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about the price of attendance, including tuition and fees, books and supplies, room and board, transportation costs, and any additional costs for a program in which the student is enrolled or expresses an interest.

Click here to view price of attendance information.

Net Price Calculator

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about the price of attendance, including tuition and fees, books and supplies, room and board, transportation costs, and any additional costs for a program in which the student is enrolled or expresses an interest.

Click here to view the net price calculator.

Refund Policy, Requirements for Withdrawal, and Return of Title IV Financial Aid

the institution’s refund policy
requirements and procedures for official withdrawal
requirements for return of Title IV, HEA grant or loan aid

Information about refunds, withdrawals, and Return of Title IV Financial Aid can be viewed here.

Transfer of Credit Policies and Articulation Agreements

Each school must disclose and make available to prospective and enrolled students a statement of the school’s transfer of credit policies that includes, at a minimum:

Any established criteria the school uses regarding the transfer of credit earned at another school
A list of schools with which the school has established an articulation agreement

The academic catalog contains the information on transfer of credit policies. Click here to view the catalog.

As an institution with ABHE, Bethany Global University is afforded the ability to transfer and receive credits from other ABHE schools. However, institutions have the liberty to set their own transfer policies and criteria so please contact each one directly for more details. Click here for a list of accredited ABHE schools.

Transfer Credit Information and Accessibility

Textbook Information

Institutions receiving any federal funds must disclose, to the maximum extent practicable, and in a manner of the institution’s choosing, on the institution’s Internet course schedule used for preregistration and registration purposes, the International Standard Book Number (ISBN) and retail price information of required and recommended textbooks and supplemental materials for each course listed.

If the ISBN is not available, the institution must include in the Internet course schedule the author, title, publisher, and copyright date for the textbook or supplemental material.

Click here to log in to Populi for textbook information or click here to view the textbook policy.

Disbursement for Books and Supplies for Pell Eligible Students

Disbursement of books and supplies policy for Pell eligible students must be provided to students in their consumer information.

Click here for information about the disbursement for books and supplies for Pell eligible students.

Copyright Infringement Policies and Sanctions (Including Computer Use and File Sharing)

Click here for the policy regarding copyright infringement.

Drug and Alcohol Abuse Prevention Program

Each institution, that receives any federal funds, must annually distribute in writing to each student and each employee, the following information regarding drugs and alcohol:

standards of conduct that clearly prohibit the unlawful possession, use, or distribution of illicit drugs and alcohol by students and employees on the institution’s property or as part of any of the institution’s activities;

description of applicable legal sanctions under state, local, and federal law
description of health risks;
description of available counseling, treatment, rehabilitation, or re-entry programs; and
clear statement that institution will impose sanctions for violation of standards of conduct and a description of the sanctions.

BGU will distribute annually the policy regarding Drug and Alcohol Abuse Prevention. The policy can be found in the Student Handbook here.

School and Program Accreditation, Approval, or Licensure

Each school must make available to prospective and enrolled students:

Names of associations, agencies, or governmental bodies that accredit, approve, or license the school and its programs
Procedures for obtaining or reviewing documents describing accreditation, approval, or licensing.

Click here to view information about accreditation for Bethany Global.

Vaccinations Policy

Bethany Global University students must supply record of immunizations after they have been accepted. Minnesota Law (M.S. 135A.14) requires that all students born after 1956 be immunized against certain diseases, allowing for certain specified exemptions. This is to protect both the individual and the community from serious illness. Students are responsible for providing accurate dates of immunization. Students will not be able to register for the next semester’s classes until immunization dates for the following have been provided.

What’s Required?

Minnesota College Immunization Law requires all students born after 1956 be immunized against certain diseases:

Tetanus/diphtheria (Td or Tdap): Must be administered within ten years of the student’s first term of enrollment and must remain current thereafter.
Measles/Mumps/Rubella (MMR): Must be administered after you first birthday.

How to report your vaccinations?

Record your Tetanus(Td or Tdap) and MMR dates on the Immunization Form which is part of the Online Freshman Orientation Seminar. This is made available to students on the Admissions Hub once they have submitted a room deposit and completed their financial aid. The Online Freshman Orientation Seminar is due about a month and a half before the beginning of the semester.
All students must meet the immunization requirement or meet one of the legal exemptions. To complete an exemption form individuals must print the Immunization Record for Students Attending Post-Secondary Schools in Minnesota form and complete section 4 for either a medical or conscientious exemption. Please note, that a notary or physician signature is required. Return the form to the Enrollment Office by mail:
Admissions 6820 Auto Club Road Suite C Bloomington, MN 55438.

Retention Rate

All institutions participating in Title IV, HEA student financial aid programs must annually make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, the retention rate of certificate- or degree-seeking, first-time, undergraduate students as reported to IPEDS.
Full-time, first-time Fall 2020 bachelor’s cohort retention rate (those who started in the Fall of 2020 and remained enrolled in Fall of 2021): 57.7% (45 of 78)

Enrollment/Retention/Graduation Rates

Click here to see the Enrollment/Retention/Graduation Rates for the 2022/2023 school year.

Complete/Graduation and Transfer-Out Rates (Including Disaggregated Completion/Graduation Rates) (Student Right-to-Know Act)

All institutions participating in Title IV, HEA student financial aid programs that enroll first-time, full-time undergraduate students, must annually make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, the following data:

Completion/Graduation and Transfer-out Rates:

Institutions must disclose the completion or graduation rate of certificate- or degree-seeking, first-time, full-time, undergraduate students. The data must be made available by July 1 each year for the most recent cohort that has had 150 percent of normal time for completion by August 31 of the prior year.

An institution that determines that its mission includes providing substantial preparation for students to enroll in another Title IV, HEA-eligible institution must disclose a transfer-out rate for each cohort. A student shall be counted as a completion or graduation if the student earns a degree or certificate or completes a transfer-preparatory program within 150 percent of normal time for the student’s program.

Disaggregated Completion/Graduation Rates;
The HEOA (Sec. 488(a)(3)) added a provision requiring that the completion or graduation rates must be disaggregated by

gender
major racial and ethnic subgroup (as defined in IPEDS)
recipients of a Federal Pell Grant;
recipients of a subsidized Stafford Loan who did not receive a Pell Grant
students who did not receive either a Pell Grant or a subsidized Stafford Loan

Click here to view completion/graduation and transfer out rates.

Gainful Employment (GE)

All institutions participating in Title IV, HEA student financial aid programs required to disclose, for each of their GE Programs, certain information about the programs to prospective students. The school must include the information required in promotional materials it makes available to prospective students and on its Web site. Schools are responsible for meeting these disclosure requirements each year using the Department of Education’s form.

The following is a summary of the information that must be disclosed by an institution for each of its GE Programs:

The name and U.S. Department of Labor’s Standard Occupational Classification (SOC) code of the occupations that the program prepares students to enter, along with links to occupational profiles on the U.S. Department of Labor’s O*NET Web site or its successor site.
The on-time graduation rate for students completing the program.
Normal time to complete the program (in weeks, months or years).
The tuition and fees the institution charges a student for completing the program within normal time.
The typical costs for books and supplies (unless those costs are included as part of tuition and fees), and the cost of room and board, if applicable.
The job placement rate for students completing the program, if required by the state or accreditor.
The median loan debt incurred by students who completed the program (separately by Title IV loans, private loans, and institutional debt).
Other information the Secretary provided to the institution about the program.

Below are the disclosures for GE Programs available at Bethany Global University:

Placement in Employment

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information regarding the placement in employment of, and types of employment obtained by, graduates of the institution’s degree or certificate programs.

Click here to view placement in employment information.

Types of Graduate and Professional Education in Which the School’s Graduates Enroll

All institutions participating in Title IV that have 4-Year Degree Programs must annually make available to current and prospective students, through appropriate publications, mailings, or electronic media, information regarding the types of graduate and professional education in which graduates of the institution’s 4-year degree programs enroll. Schools must identify the source of the information, and any timeframes and methodology associated with it.

Click here to view types of graduate and professional education. information.

Job Placement Rates

All institutions participating in Title IV, HEA student financial aid programs that advertise job placement rates for student recruitment must make available to prospective students at /or before the time the student applies for enrollment:

the most recent available data concerning employment statistics and graduation statistics
any other information necessary to substantiate the truthfulness of the advertisements
relevant state licensing requirements of the stare in which the institution is located for any job for which the course of instruction is designed to prepare students

*Bethany Global does not advertise job placement rates in its recruiting.

State Grant Assistance

School must inform all eligible borrowers enrolled in the school about the availability of and their eligibility for grant assistance from the state in which the school is located, and provide sources of information about grant assistance from other states to borrowers from other states.

Click here for information about Minnesota State Grants. Click here for information about state grants from other states.

Voter Registration Forms

All institutions, participating in Title IV, HEA student financial aid programs must:

make a good faith effort to distribute a mail voter registration form (for federal elections and state elections for governor or other State chief executive) to each student enrolled in a degree or certificate program and physically in attendance at the institution
make the voter registration form widely available to students at the institution
request the forms from the state 120 days prior to the deadline for registering to vote within the state

This requirement does not apply to institutions in states that do not have a voter registration requirement or that allow voters to register at the time of voting.

*The state of Minnesota does not have a voter registration requirement.

Constitution and Citizenship Day

All institutions participating in Title IV, HEA loan programs are required to hold educational programming commemorating the September 17, 1787 signing of the Constitution of the United States. The educational programming should occur September 17th or the preceding or following week if the 17th falls on a Saturday, Sunday or holiday. An institution should document its commemoration of Constitution Day.

*On or near September 17th, Bethany Global will engage in an activity that commemorates the Constitution.

Student loan information published by the US Department of Education

Schools are required to provide information published by the U.S. Department of Education to students at any time that information regarding loan availability is provided. The publication includes information about rights and responsibilities of students and schools under Title IV, HEA loan programs.

*The University will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV, HEA loan programs.

National Student Loan Data System

All institutions participating in Title IV, HEA loan programs are required to inform student or parent borrowers that loans will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, student loan servicers, and institutions determined to be authorized users of the data system.

*Bethany Global University submits all student loans to the National Student Loan Data System (NSLDS). This information will be accessible by guaranty agencies, lenders and institutions determined to be authorized users of the data system.

Entrance Counseling for Student Borrowers

All institutions participating in Title IV, HEA loan programs are required to provide first-time student- or parent-borrowers comprehensive information on the terms and conditions of the loan and of the borrower’s responsibilities. The information is to include:

the effect of the loan on the eligibility of the borrower for other forms of aid
an explanation of the use of the Master Promissory Note
the seriousness and importance of the students’ repayment obligation
information on the accrual and capitalization of interest
borrowers of un subsidized loans have the option of paying interest while in school
definition of half-time enrollment and the consequences of not maintaining half-time enrollment
importance of contacting appropriate offices if student withdraws prior to completion of program of study
sample monthly repayment amounts
the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or does not receive the educational or other services the borrower purchased from the school
consequences of default
information about the NSLDS and how the borrower can access the borrower’s records
the name and contact information the borrower may contact with questions about the borrower’s rights and responsibilities or the terms and conditions of the loan

Bethany Global University entrance counseling is provided by the Department of Federal Student Aid. Click here to access it.

Exit Counseling for Student Borrowers

All institutions participating in Title IV, HEA loan programs are required to provide student or parent borrowers comprehensive information shortly before the student borrower ceases at least half-time study at the institution. The counseling should provide information on:

average anticipated monthly repayment amount
repayment plan options
options to prepay or pay on shorter schedule
debt management strategies
use of Master Promissory note
the seriousness and importance of student’s repayment obligation
terms and conditions for forgiveness or cancelation
copy of information provided by the Department of Education (see subject # L-2)
terms and conditions for deferment or forbearance
consequences of default
options and consequences of loan consolidation
tax benefits available 10 borrowers
the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or did not receive the educational or other services the borrower purchased from the institution
availability of the Student Loan Ombudsman’s office
information about the NSLDS. The Department of Education is required to provide a disclosure form for students and prospective students about the NSLDS.

Exit counseling for Bethany Global University is provided by the US Dept. of Education. Click here to access the Federal Student Aid website. click here to access the exit counseling handbook.

Code of Conduct for Education Loans

*The University’s code of conduct for US education loans is as follows:
In order to prohibit a conflict of interest with the responsibilities of an agent with respect to private education loans, all agents at the University with responsibility for US loans are prohibited from the following:

Revenue-sharing arrangements with any lender;
Receiving gifts from a lender, a guarantor, or a loan servicer;
Contracting arrangements providing financial benefit from any lender or affiliate of a lender;
Directing borrowers to particular lenders* or refusing or delaying loan certifications;
Offers of funds for private loans;
Call center or financial aid office staffing assistance;
Advisory board compensation.

All agents with responsibility for US loans are reminded at least annually of the code.

Safeguarding Customer Information

Postsecondary educational institutions participating in the FSA programs are subject to the information security requirements established by the Federal Trade Commission (FTC) for financial institutions.

*Bethany Global University is committed to safeguarding customer financial information. The university maintains a comprehensive information security program to ensure that all customer information is safeguarded.